/* ============================================================
   RISELOANSCREDIT.COM — components.css
   Page-specific component styles (extracted from index.html)
   ============================================================ */

/* ---- Hero v2 ---- */
.hero-v2{
  background:
    linear-gradient(120deg, rgba(10,18,35,0.55) 0%, rgba(27,42,74,0.40) 50%, rgba(15,25,40,0.30) 100%),
    url('../images/hero-bg.jpg') center center / cover no-repeat;
  padding:88px 0 72px;
  position:relative;
  overflow:hidden;
}
.hero-v2::before{content:'';position:absolute;top:-120px;right:-80px;width:560px;height:560px;background:radial-gradient(circle,rgba(232,85,42,.22) 0%,transparent 68%);pointer-events:none;}
.hero-v2::after{content:'';position:absolute;inset:0;background:linear-gradient(to right, rgba(10,18,35,0.25) 0%, transparent 70%);pointer-events:none;}
.hero-v2__grid{display:grid;grid-template-columns:1fr 400px;gap:56px;align-items:center;}
.hero-v2__eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(232,85,42,.15);border:1px solid rgba(232,85,42,.35);color:#FFA07A;font-size:.8125rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:6px 16px;border-radius:100px;margin-bottom:24px;}
.hero-v2__eyebrow::before{content:"★";color:var(--ember);}
.hero-v2__brand{font-family:'Sora',sans-serif;font-size:clamp(3rem,6vw,4.5rem);font-weight:800;line-height:1;letter-spacing:-.02em;margin-bottom:4px;}
.rl-rise{color:var(--ember);text-shadow:0 0 40px rgba(232,85,42,.7),0 2px 8px rgba(0,0,0,.8),0 4px 24px rgba(0,0,0,.5);}
.rl-loans{color:#fff;text-shadow:0 2px 8px rgba(0,0,0,.8),0 4px 24px rgba(0,0,0,.5);}
.hero-v2__brand-line{width:180px;height:4px;background:linear-gradient(90deg,var(--ember),transparent);border-radius:2px;margin:10px 0 24px;}
.hero-v2__tagline{font-family:'Sora',sans-serif;font-size:clamp(1.2rem,2.4vw,1.65rem);font-weight:600;color:#fff;line-height:1.45;margin-bottom:18px;max-width:520px;text-shadow:0 2px 12px rgba(0,0,0,.85), 0 1px 3px rgba(0,0,0,.9);}
.hero-v2__tagline em{font-style:normal;color:#FFB899;text-shadow:0 2px 12px rgba(0,0,0,.85), 0 1px 3px rgba(0,0,0,.9);}
.hero-v2__sub{color:rgba(255,255,255,.95);font-size:1.0625rem;line-height:1.75;max-width:500px;margin-bottom:32px;text-shadow:0 2px 10px rgba(0,0,0,.8), 0 1px 3px rgba(0,0,0,.85);}
.hero-v2__trust{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:32px;}
.hero-pill{display:inline-flex;align-items:center;gap:6px;background:rgba(10,18,35,0.55);border:1px solid rgba(255,255,255,.25);color:rgba(255,255,255,.92);font-size:.8125rem;font-weight:500;padding:6px 14px;border-radius:100px;backdrop-filter:blur(6px);}
.hero-pill .icon{color:var(--ember);}
.hero-v2__actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin-bottom:12px;}
.hero-v2__note{color:rgba(255,255,255,.38);font-size:.775rem;}
.hero-v2__card{background:rgba(10,18,35,0.78);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-radius:20px;padding:30px 26px;box-shadow:0 24px 64px rgba(0,0,0,.55);}
.hv2-card-title{font-family:'Sora',sans-serif;font-size:.875rem;font-weight:700;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px;}
.hv2-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.07);}
.hv2-row:last-of-type{border-bottom:none;}
.hv2-row .lbl{font-size:.85rem;color:rgba(255,255,255,.52);}
.hv2-row .val{font-size:.9375rem;font-weight:600;color:#fff;}
.hv2-row .val.hl{color:var(--ember);}
.hv2-mini{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px;}
.hv2-stat{background:rgba(232,85,42,.12);border:1px solid rgba(232,85,42,.25);border-radius:12px;padding:12px 14px;text-align:center;}
.hv2-stat__num{font-family:'Sora',sans-serif;font-size:1.5rem;font-weight:800;color:var(--ember);line-height:1;}
.hv2-stat__lbl{font-size:.7rem;color:rgba(255,255,255,.45);margin-top:3px;}
@media(max-width:900px){.hero-v2__grid{grid-template-columns:1fr;}.hero-v2__card{display:none;}}

/* ---- APIdiamond Form ---- */
.form-section {
  background: linear-gradient(180deg, #0D1B35 0%, #1B2A4A 100%);
  padding: 56px 0 64px;
  position: relative;
}
.form-section::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--ember), #FF8C5A, var(--ember));
}
.form-inner {
  max-width: 860px;
  margin: 0 auto;
}
.form-header {
  text-align: center;
  margin-bottom: 32px;
}
.form-header .eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(232,85,42,.18);
  border: 1px solid rgba(232,85,42,.35);
  color: #FFA07A;
  font-size: .8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .07em;
  padding: 5px 16px;
  border-radius: 100px;
  margin-bottom: 14px;
}
.form-header h2 {
  color: #fff;
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: 10px;
}
.form-header h2 em {
  color: var(--ember);
  font-style: normal;
}
.form-header p {
  color: rgba(255,255,255,.65);
  font-size: 1rem;
  max-width: 520px;
  margin: 0 auto;
}
.form-trust-row {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 20px;
  margin-top: 16px;
}
.form-trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  color: rgba(255,255,255,.60);
  font-size: .8125rem;
}
.form-trust-item::before {
  content: '✓';
  color: #00B67A;
  font-weight: 700;
}
.form-box {
  background: #fff;
  border-radius: 20px;
  padding: 36px 40px;
  box-shadow: 0 24px 64px rgba(0,0,0,.45);
  min-height: 200px;
}
.form-box #_lg_form_ {
  min-height: 160px;
}
.form-disclosure {
  text-align: center;
  color: rgba(255,255,255,.35);
  font-size: .75rem;
  margin-top: 20px;
  line-height: 1.6;
}
.form-disclosure a { color: rgba(255,255,255,.5); }
@media(max-width:600px){
  .form-box { padding: 24px 20px; }
}

/* ---- Service Sections ---- */
.service-section { padding: 72px 0; }
.service-section--alt { background: var(--surface); }
.service-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.service-grid--reverse { direction: rtl; }
.service-grid--reverse > * { direction: ltr; }
.service-img-wrap {
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 16px 48px rgba(27,42,74,0.16);
  position: relative;
}
.service-img-wrap img {
  width: 100%;
  height: 380px;
  object-fit: cover;
  display: block;
  transition: transform 0.4s ease;
}
.service-img-wrap:hover img { transform: scale(1.03); }
.service-img-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: var(--ember);
  color: #fff;
  font-family: 'Sora', sans-serif;
  font-weight: 700;
  font-size: 0.875rem;
  padding: 8px 16px;
  border-radius: 100px;
}
.service-content .eyebrow {
  color: var(--ember);
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 10px;
}
.service-content h2 { margin-bottom: 16px; }
.service-content p { margin-bottom: 20px; font-size: 1.0625rem; }
.service-bullets {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 28px;
}
.service-bullets li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.9375rem;
  color: var(--slate);
}
.service-bullets li::before {
  content: "✓";
  color: var(--ember);
  font-weight: 700;
  font-size: 1rem;
  flex-shrink: 0;
  margin-top: 1px;
}
.service-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--ember-light);
  color: var(--ember-dark);
  font-size: 0.8125rem;
  font-weight: 600;
  padding: 5px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
}
@media (max-width: 860px) {
  .service-grid, .service-grid--reverse { grid-template-columns: 1fr; direction: ltr; gap: 32px; }
  .service-img-wrap img { height: 260px; }
}

/* ---- Trustpilot Section ---- */
/* ---- Trustpilot Section ---- */
.tp-section { padding: 72px 0; background: var(--white); }
.tp-header-grid {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 32px;
  align-items: center;
  margin-bottom: 40px;
}
/* Aggregate score card */
.tp-score-card {
  background: var(--navy);
  border-radius: var(--radius-lg);
  padding: 32px 36px;
  display: flex;
  align-items: center;
  gap: 36px;
  margin-bottom: 40px;
}
.tp-score-left { text-align: center; flex-shrink: 0; }
.tp-big-score {
  font-family: 'Sora', sans-serif;
  font-size: 4rem;
  font-weight: 800;
  color: #00B67A;
  line-height: 1;
}
.tp-stars-row {
  display: flex;
  gap: 3px;
  justify-content: center;
  margin: 8px 0 4px;
}
.tp-star {
  width: 28px;
  height: 28px;
  background: #00B67A;
  border-radius: 3px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: .85rem;
  font-weight: 700;
}
.tp-star.half { background: linear-gradient(90deg, #00B67A 50%, #4E4E4E 50%); }
.tp-label { font-size: .8rem; color: rgba(255,255,255,.55); margin-top: 2px; }
.tp-source {
  font-size: .75rem;
  color: rgba(255,255,255,.4);
  margin-top: 4px;
}
.tp-score-divider {
  width: 1px;
  height: 80px;
  background: rgba(255,255,255,.12);
  flex-shrink: 0;
}
.tp-score-right { flex: 1; }
.tp-score-right p {
  color: rgba(255,255,255,.75);
  font-size: .9375rem;
  line-height: 1.7;
  margin-bottom: 10px;
}
.tp-score-right p:last-child { margin-bottom: 0; }
.tp-score-right strong { color: #fff; }

/* Rating breakdown bars */
.tp-bars { margin-bottom: 40px; }
.tp-bar-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 10px;
}
.tp-bar-label { font-size: .875rem; color: var(--slate); width: 70px; flex-shrink: 0; }
.tp-bar-track {
  flex: 1;
  height: 8px;
  background: var(--border);
  border-radius: 4px;
  overflow: hidden;
}
.tp-bar-fill { height: 100%; border-radius: 4px; background: #00B67A; }
.tp-bar-pct { font-size: .8125rem; font-weight: 600; color: var(--slate); width: 38px; text-align: right; flex-shrink: 0; }

/* Theme cards */
.tp-themes { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; margin-bottom: 12px; }
.tp-theme-card {
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 22px 20px;
  background: var(--surface);
}
.tp-theme-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}
.tp-theme-icon { font-size: 1.5rem; }
.tp-sentiment {
  font-size: .75rem;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 100px;
}
.tp-positive { background: #D1FAE5; color: #065F46; }
.tp-negative { background: #FEE2E2; color: #991B1B; }
.tp-neutral  { background: #FEF3C7; color: #92400E; }
.tp-theme-card h4 { font-size: .9375rem; margin-bottom: 6px; color: var(--navy); }
.tp-theme-card p { font-size: .875rem; color: var(--slate); line-height: 1.6; }
.tp-pct-badge {
  display: inline-block;
  font-family: 'Sora', sans-serif;
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--ember);
  margin-bottom: 4px;
}

/* Trustpilot notice */
.tp-notice {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 14px 20px;
  font-size: .8125rem;
  color: var(--slate-light);
  display: flex;
  align-items: flex-start;
  gap: 8px;
  margin-top: 20px;
}

@media(max-width:860px){
  .tp-themes { grid-template-columns: 1fr 1fr; }
  .tp-score-card { flex-direction: column; gap: 20px; }
  .tp-score-divider { width: 100%; height: 1px; }
  .tp-header-grid { grid-template-columns: 1fr; }
}
@media(max-width:600px){
  .tp-themes { grid-template-columns: 1fr; }
}

/* ---- E-E-A-T Section ---- */
/* ---- E-E-A-T Styles ---- */
.eeat-wrap { padding: 80px 0; background: var(--surface); }

/* Trust bar top */
.trust-bar {
  display: flex; flex-wrap: wrap; gap: 16px; justify-content: center;
  background: var(--navy); border-radius: var(--radius-lg);
  padding: 20px 28px; margin-bottom: 56px;
}
.trust-bar__item {
  display: flex; align-items: center; gap: 8px;
  color: rgba(255,255,255,.80); font-size: .875rem; font-weight: 500;
}
.trust-bar__item .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--ember); flex-shrink: 0; }

/* Editorial policy notice */
.editorial-notice {
  background: #EFF6FF; border: 1px solid #BFDBFE;
  border-radius: var(--radius); padding: 14px 20px;
  font-size: .875rem; color: #1E40AF; margin-bottom: 48px;
  display: flex; align-items: flex-start; gap: 10px;
}
.editorial-notice strong { color: #1D4ED8; }

/* Expert cards */
.expert-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; margin-bottom: 56px; }

.expert-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 28px 24px;
  box-shadow: var(--shadow); position: relative;
}
.expert-card__top { display: flex; align-items: center; gap: 16px; margin-bottom: 18px; }
.expert-avatar {
  width: 68px; height: 68px; border-radius: 50%;
  object-fit: cover; object-position: top center;
  border: 3px solid var(--ember-light); flex-shrink: 0;
}
.expert-card__meta h3 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 3px; }
.expert-card__meta .title { font-size: .8125rem; color: var(--ember); font-weight: 600; }
.expert-card__meta .exp { font-size: .75rem; color: var(--slate-light); margin-top: 2px; }

.expert-stars { color: #F59E0B; font-size: 1rem; letter-spacing: 2px; margin-bottom: 6px; }
.expert-score {
  position: absolute; top: 20px; right: 20px;
  background: var(--ember); color: #fff;
  font-family: 'Sora', sans-serif; font-size: .875rem; font-weight: 800;
  width: 44px; height: 44px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
}
.expert-review-text { font-size: .9rem; color: var(--slate); line-height: 1.7; }
.expert-review-text p { margin-bottom: 10px; }
.expert-review-text p:last-child { margin-bottom: 0; }
.expert-verdict {
  margin-top: 14px; padding: 10px 14px;
  background: var(--ember-light); border-radius: var(--radius);
  font-size: .8125rem; font-weight: 600; color: var(--ember-dark);
}
.expert-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-top: 14px; }
.expert-tag {
  font-size: .72rem; font-weight: 600; padding: 3px 10px;
  border-radius: 100px; background: rgba(27,42,74,.07); color: var(--navy);
}

/* Methodology */
.methodology-box {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 32px;
  margin-bottom: 56px; box-shadow: var(--shadow);
}
.method-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; margin-top: 24px; }
.method-item { text-align: center; }
.method-num {
  font-family: 'Sora', sans-serif; font-size: 2rem; font-weight: 800;
  color: var(--ember); line-height: 1; margin-bottom: 6px;
}
.method-label { font-size: .8125rem; color: var(--slate); line-height: 1.5; }

/* FAQ strip */
.faq-strip { margin-bottom: 48px; }
.faq-strip h2 { margin-bottom: 24px; }

/* Authority links */
.authority-bar {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-lg); padding: 24px 28px;
  display: flex; flex-wrap: wrap; gap: 20px; align-items: center;
}
.authority-bar p { font-size: .875rem; color: var(--slate); flex-shrink: 0; margin: 0; }
.authority-links { display: flex; flex-wrap: wrap; gap: 12px; }
.authority-link {
  display: inline-flex; align-items: center; gap: 6px;
  background: var(--surface); border: 1px solid var(--border);
  border-radius: var(--radius); padding: 7px 14px;
  font-size: .8125rem; font-weight: 600; color: var(--navy);
  text-decoration: none; transition: background .2s;
}
.authority-link:hover { background: var(--ember-light); color: var(--ember-dark); text-decoration: none; }
.authority-link::after { content: " ↗"; font-size: .7rem; opacity: .6; }

@media(max-width:860px){
  .expert-grid { grid-template-columns: 1fr; }
  .method-grid { grid-template-columns: 1fr 1fr; }
  .trust-bar { gap: 12px; }
}
@media(max-width:600px){
  .method-grid { grid-template-columns: 1fr; }
}


/* =============================================
   COMPONENTS RESPONSIVE
   ============================================= */

@media (max-width:900px) {
  .hero-v2__grid { grid-template-columns: 1fr; }
  .hero-v2__card { display: none; }
  .tp-themes { grid-template-columns: 1fr 1fr; }
  .tp-score-card { flex-direction: column; gap: 20px; }
  .tp-score-divider { width: 100%; height: 1px; }
  .tp-header-grid { grid-template-columns: 1fr; gap: 12px; }
  .expert-grid { grid-template-columns: 1fr 1fr; }
  .service-grid, .service-grid--reverse { grid-template-columns: 1fr; direction: ltr; gap: 28px; }
  .service-img-wrap img { height: 240px; }
  .eeat-wrap { padding: 56px 0; }
}

@media (max-width:768px) {
  .hero-v2 { padding: 44px 0 36px; }
  .hero-v2__grid { gap: 28px; }
  .hero-v2__brand-line { margin: 8px 0 18px; }
  .hero-v2__tagline { font-size: 1.2rem; }
  .hero-v2__sub { font-size: .9375rem; }
  .form-section { padding: 40px 0 48px; }
  .form-header h2 { font-size: 1.375rem; }
  .form-box { border-radius: 12px; padding: 20px 16px; }
  .tp-themes { grid-template-columns: 1fr; }
  .tp-bar-label { font-size: .8125rem; width: 56px; }
  .tp-score-card { padding: 20px; }
  .tp-big-score { font-size: 3rem; }
  .expert-grid { grid-template-columns: 1fr; }
  .expert-card { padding: 22px 18px; }
  .trust-bar { flex-direction: column; align-items: flex-start; gap: 10px; padding: 16px; }
  .methodology-box { padding: 22px 16px; }
  .service-section { padding: 48px 0; }
  .service-img-wrap img { height: 200px; }
  .tp-section { padding: 48px 0; }
  .eeat-wrap { padding: 44px 0; }
  .authority-bar { flex-direction: column; gap: 12px; }
}

@media (max-width:480px) {
  .form-header .eyebrow { font-size: .7rem; }
  .form-trust-row { flex-direction: column; gap: 8px; align-items: flex-start; }
  .tp-star { width: 22px; height: 22px; }
  .tp-pct-badge { font-size: 1.1rem; }
  .expert-card__top { gap: 12px; }
  .expert-avatar { width: 56px; height: 56px; }
  .trust-bar__item { font-size: .75rem; }
}

/* ============================================
   TRUST BAR (Task 4)
   ============================================ */
.hero-v2__trust-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 20px 0 24px;
  animation: fade-up 700ms var(--ease-out);
}
.trust-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 5px 12px;
  border-radius: var(--radius-full);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: transform var(--duration-fast) var(--ease-out);
}
.trust-tag:hover { transform: translateY(-1px); }
.trust-tag--star {
  background: rgba(232,85,42,.15);
  color: #F97F5C;
  border: 1px solid rgba(232,85,42,.28);
}
.trust-tag--check {
  background: rgba(100,181,246,.15);
  color: #93C5FD;
  border: 1px solid rgba(100,181,246,.25);
}

/* Hero pill SVG polish */
.hero-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: transform var(--duration-fast) var(--ease-out), background var(--duration-fast) var(--ease-out);
}
.hero-pill:hover {
  transform: translateY(-1px);
  background: rgba(255,255,255,.15) !important;
}
.hero-pill svg { flex-shrink: 0; opacity: 0.9; }